Mabilis Credit Privacy Policy

1. Introduction

We deeply understand the importance of protecting user privacy. We are committed to ensuring that your personal information is properly safeguarded through comprehensive privacy management measures when using this application. This Privacy Policy aims to provide a clear explanation of how we collect, process, share, and store your personal information, as well as empower you to take control of your privacy.

2. About Us

Our mission is to provide safe, convenient, and transparent financial solutions through technology-driven services, making cash flow easier for everyone. We are committed to building a trusted digital finance platform, rooted in integrity and centered on our users, empowering every individual to achieve a freer and more dignified financial life.

3. Scope of Information Collection

  1. User Registration Information
    When you create a new App account, we collect essential information such as your name, contact details, and email address to ensure the smooth delivery of our services.
  2. Loan Application Information
    To support your loan application process, we collect loan-related information, including your name, contact details, income proof, bank account details, and other specific data. This information helps us conduct precise loan approvals and risk assessments.
  3. Location Information
    With your authorization, we may collect your location information to provide services and features tailored to your needs.
  4. Identity Verification Information
    To ensure the security of your account and compliance with regulations, we collect your identification documents and facial data for identity verification and risk control purposes.

4. Purpose of Information Usage

  1. Service Provision
    We use your information to provide efficient and convenient loan services, including loan application approval, fund disbursement, and repayment notifications.
  2. Performance Optimization
    By analyzing your usage preferences and behavioral data, we continuously optimize our service processes to enhance the user experience.
  3. Risk and Security Management
    Your personal information is used for risk assessment to ensure that our business processes and transactions remain secure and compliant.
  4. Legal Compliance Operations
    We may use your information for identity verification, anti-money laundering reviews, and other compliance operations as required by relevant laws and regulations.

5. Rules for Information Sharing

  1. Partner Organizations
    We will not share your personal information with third parties without your explicit consent.
  2. Legal Disclosures
    In compliance with laws or regulatory requirements, we may disclose your personal information to government authorities or judicial institutions.

6. Information Storage and Security

  1. Storage Security
    We adopt industry-leading encryption and management measures to protect your information from unauthorized access or breaches.
  2. Information Retention Period
    We retain your information reasonably, based on service needs and legal requirements. Upon expiration of the retention period or when no longer needed, we will securely delete the data.

7. Your Rights

  1. Access to Information
    You have the right to access and review the personal information we have stored about you.
  2. Correction of Information
    If you find inaccuracies in your information, you may contact us to request corrections.
  3. Deletion of Information
    You may request the deletion of your personal information within the limits of the law.
  4. Withdrawal of Authorization
    You may withdraw your consent to the collection, use, or sharing of your information at any time. However, please note that such withdrawal may affect the completeness of the services provided.

8. Policy Update Notice

As our business evolves and in response to changes in laws and regulations, we may update this Privacy Policy from time to time. Updated policies will be prominently displayed within the application or communicated to you through other appropriate means. We recommend regularly reviewing this policy to stay informed of any updates.

9. Dispute Resolution Mechanism

Any disputes arising from or relating to this Privacy Policy shall first be resolved amicably through negotiation. If no resolution is reached, either party may submit the dispute to a court of competent jurisdiction.

10. Effective Date of the Policy

This Privacy Policy takes effect from the date you first use the Mabilis Credit App.

11. Contact Us

If you have any questions or feedback, please feel free to contact us via the following email: dev@fastld-lending.com. We value your input and are committed to responding promptly to your inquiries, providing attentive and professional support.